Invoice Finance Relationship Manager

Invoice Finance Relationship Manager
£55-60K + car allowance + performance bonus
Remote | travel required

What’s the difference between managing a portfolio and truly owning it?

If you’ve worked in Invoice Finance for years, you’ll know.

It’s the difference between ticking review boxes and really understanding how contractual debt behaves in the Construction sector, between reacting to issues and spotting risk before it even surfaces.

You’ll service accounts and become the trusted voice clients call before they make a big decision.

The role

This is for someone who already knows the world inside out.

You’ll manage a portfolio of 35-40 clients, predominantly within Construction.

Complex contractual debt, applications for payment, CIS retention, pay-when-paid clauses. The kind of detail that keeps lesser-experienced Relationship Managers on their toes.

You’ll review Management Information with a critical eye and ensure operating conditions are met without damaging relationships and you’ll manage the risk in line with a global risk framework: calmly, commercially and confidently.

And when emerging risk situations arise (because they always do), you’ll be the person who knows exactly what to do next.

What you’ll be doing

• Conducting in-depth periodic reviews and fully understanding each client’s risk profile
• Managing compliance with operating conditions and facility structures
• Proactively identifying early warning signs within contractual debt
• Working closely with Credit Control, Service Centre teams and your Relationship Executive
• Supporting onboarding to ensure a seamless client experience
• Liaising with Sales to spot growth opportunities and maximise wallet share
• Maintaining clear exit strategies where required
• Adding genuine value through product knowledge and funding solutions

No two days will look the same, the Construction sector doesn’t allow it. Adaptability and organisation aren’t “nice to have”, they’re essential.

What you’ll bring

You’ll already be operating (or have operated) in a similar Invoice Finance Relationship Manager role.

You’ll bring:

• Significant experience managing an Invoice Finance portfolio
• A strong background in risk management within Financial Services
• Deep understanding of contractual debt, ideally within Construction
• Excellent attention to detail and commercial awareness
• The ability to influence stakeholders and navigate difficult conversations
• Experience working closely with Sales teams
• Confidence using CRM and risk management systems
• Financial acumen and the ability to interpret complex MI

But above all, we’re looking for someone who understands how their decisions impact commercial performance and client longevity.

The good stuff

• £55-60K + Car/allowance + performance bonus (up to 20%)
• A high-performing, collaborative Relationship Manager team
• Dedicated Relationship Executive support
• Exposure to one of the most successful areas of the business
• Real autonomy to manage your portfolio like it’s your own business
• Private healthcare for you and your family
• Company pension scheme
• Flexible benefits (gym membership, tech, health assessments and more)
• Access to an online wellbeing centre
• Discounts with a wide range of retailers
• 25 days’ holiday plus bank holidays, increasing with service, with buy/sell options
• Electric Vehicle / Plug-in Hybrid Vehicle scheme

About Bibby Financial Services

We’re a global organisation operating in nine countries, supporting over 9,000 SMEs worldwide. Following the completion of a £1bn securitisation deal, we’re increasing our lending to UK businesses at a time when support really matters and this role plays a vital part in making that happen.

If you want to be part of a commercially sharp, supportive and ambitious team let’s talk.

Apply before 10th April 2026. Early applications are encouraged, as the role may close sooner.

Everyone will receive a response.

Bibby Financial Services is committed to creating an inclusive workplace. If you require any adjustments during the recruitment process, please let us know.